B & S Financial Management is a wealth management firm offering advice on investments and savings, pensions, and protection to private and business clients.
Established in 1985, B & S Financial Management Ltd is a privately owned, experienced and forward thinking company. We have accumulated over 50 years of collective experience and take pride in the knowledge and expertise of our staff.
Our approach is based on integrity, professionalism, and impartiality. We are not influenced by any allegiance to insurance companies or banks, and we believe that this is of great value to our clients. The fact that we are independent means that we act on your behalf and we will research the whole of the market to provide you with advice and services to suit your needs and meet your personal requirements.
How We Work
We offer clients a choice of advice services designed to meet their changing needs. Your objectives and ambitions are important to us and we will work in partnership with you on a personal basis. This allows us to be clear about what your expectations are from us and to determine what you are aiming to achieve, fix, or avoid.
Once we understand what is important to you and documented your needs and objectives, we will undertake comprehensive research of the market and then develop and present solutions and recommendations based on what will support what you want to achieve. We will also explain the range of choices you have to work with us to keep your plan on track as your circumstances change and develop.
Where you wish us to review this advice or your financial circumstances and personal situation we will agree the basis of these reviews and any service support with you at the outset. We will ensure in these circumstances that any changes in personal requirements, market conditions, or financial regulation are assessed and ensure you continue to receive appropriate advice and service.
B & S Financial Management Ltd can provide advice to personal and business clients in the following areas:
Personal Financial Planning
- Investment Advice
- Wealth Management
- Pension Planning
- Life Assurance and Protection
- Estate and Inheritance Planning
- Group Life Assurance
- Keyperson Insurance
- Shareholder/Partnership Protection
B & S Financial Management Ltd will provide you with distinct and clear choices for the advice and ongoing service necessary to meet your needs.
Our main aim is to help you achieve your goals and this usually involves broader considerations than simply money or wealth. It is more likely to be driven by a desire to retire when you want to, have the freedom to support your family and to travel and enjoy life’s luxuries, and to provide a legacy for your loved ones to enjoy when you are gone. We provide a range of services to meet these goals and we would be happy to discuss the ways in which we can help.
An initial meeting with us is at our expense and we will provide a full explanation of costs in writing. We will ensure we have a thorough understanding of your requirements and using this knowledge we can identify the way in which we can provide holistic advice that will enable you to achieve your goals. We then prepare and analyse our recommendations to you, to ensure that our final proposals are comprehensively researched and constructed on the basis of what is best for you.
B & S Financial Management Ltd focuses on a personal service. We cover the whole financial services market. Whatever your financial planning needs, we have the expertise to provide the answer.
THE FINANCIAL CONDUCT AUTHORITY DOES NOT REGULATE ESTATE AND INHERITANCE TAX PLANNING.
Want to know more
To find out more or to arrange a meeting with us, please call
01925 909620, or email DEllis@bandsfinancialmanagement.co.uk